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Hi Brett! Welcome to wikipedia, and thank you for taking up the cause of Credit Union history. I intended to work on it a while back, but haven't found the time, nor am I an expert on it. You've already got more info than I know about, and it's great that you've got a global perspective on it. If you can edit down the current history section of Credit Unions to a brief summary, that would be great. Keep up the good work! -- Mmpartee 03:28, 30 June 2007 (UTC)
Hey Brett, I see that you are in Toronto - very cool. I visited there for the first time last fall. I just wanted to tell you about a recent event we just had at America's Credit Union Museum called BarCampBank NewEngland. ( http://barcamp.org/BarCampBankNewEngland ). We even had a fellow Ontario-native attend. I didn't think to check wikipedia for others to invite, or else I would have extended the invitation to you also. If you want to connect, I'm on Facebook. I'm about to start a new wikipedia entry that you may be interested in. -- Mmpartee ( talk) 15:11, 10 April 2008 (UTC)
Hi Brett! Based on you editing interests, I just have to ask. Are you a Kiva lender? Also, if you like editing here, take a look at considering joining us Kivapedians and Kiva Friends. :-) Regards, RichardF 19:16, 4 July 2007 (UTC)
Woo-Hoo! A portal is a doorway to Wikipedia! ;-) A good place to start is the List of portals. The "fancy" ones are called Featured portals. I list the one's I've managed to take to featured portal status on my user page. Obviously, that's how I spend most of my time here these days. :-) I started The Sustainable development Portal because I wanted a place to showcase the Kiva article (the article sucks, but you get the idea ;-). I tried finding enough content for a portal on "microfinance" or "international development," but it really didn't "work" until I expanded out to "sustainable development." I'm a "systems thinker" by inclination and "social justice" old fart by scar tissue, so I can relate to your frustrations, although you're obviously more of a seasoned war horse than I (my background is more of community mental health and education - more losses than wins in those fights). From a "sustainable development" perspective, I'm still very optimistic about the potential of the Internet to leverage ways to help poor folks help themselves. Let's keep an eye on things to help guide them in the right direction. ;-) RichardF 21:12, 4 July 2007 (UTC)
I like to have at least 10 each "good" articles, pictures and biographies (preferably 20) before I start a portal. You can start one with fewer basic items, but that means the scope/coverage really isn't sufficient/noteworthy enough to be a solid featured portal contender. I think it's probably possible to do one on microfinance, but I concluded from a little feasibility study I did (actually creating a "first draft"), that even the international development topic was too weak on Wikipedia to warrant a portal. An alternative would be to pick a few articles, make them "portal worthy" and then add them to Sustainable development. If something like that interests you, I can show you how to include them when they're ready. :-)
I agree many of the articles on this topic suck. "Un"/fortunately, I'm much better at the "no words" part of wikilife (e.g., portal design) than I am at the words part. You really can't get around copyright issues here. For words, you can paraphrase. For images, you're pretty much stuck with playing by the rules. Know anyone with a good digital camera?
Since you're a newbie with portals, here's a tip you might not know yet. Go to Sustainable development then click on Show new selections It will randomly change what shows in all of the "Selected..." and "DYK" boxes! To see where they're coming from, click on the "...Archive/Nominations" links at the lower left-hand corner of each box. That's how you can see what articles, pics, etc., already are included with the portal. If you have a good prospect or two to add to any of these sections, let me know when they're ready to go in and I'll make sure all the adjustments are made to have them randomly/magically appear! ;-) RichardF 03:36, 5 July 2007 (UTC)
Cool, I'm sure it's just a matter of time! By the way, you now are an authority at Kiva Friends. :-) RichardF 17:58, 5 July 2007 (UTC)
Stay tuned. ;-) RichardF 23:57, 5 July 2007 (UTC)
Hi Brett -- this is Ramón. Richard alerted me to your page and contributions here on Wikipedia-- great! I wrote a response at Kivafriends regarding a shift in focus from Microfinance to Microsavings. I think the objective is noble, but I think that growing people's net worth in developing countries mainly means increasing people's non-monetary assets there. Having lived in Latin America, people distrust both the banking system and the monetary system (especially if it's not in dollars/euros) since both have let them down in the past and caused them to lose all of their savings. Therefore, poor people see money merely as a way to obtain or convert assets rather than a way to create value for them. Solutions? Well-- major improvements in governability is one of them. Creating value for assets beyond their utilitarian value is another. (ah-- yes I may have been influenced a bit by Hernando de Soto...) I think until this trust issue is addressed, poor people in developing countries may be more interested in Microcredit as a way to invest to increase their assets and less in actual monetary savings. And increasing this trust will take lots of time... I'm going to read your Cambodia article-- we may have lots of ideas in common! BTW-- I am not an economist (I'm a telecom engineer), but I *am* an analytical thinker that likes to ponder about these issues. I'm also a Kiva enthusiast as you may have guessed... Thanks for all your contributions! It's great to have a discussion about this, make people think, develop ideas and opinions, and ACT ON THEM. Ramonk 11:26, 6 July 2007 (UTC)
Hello Brett. Welcome to Wikipedia. I am not sure exactly why your article was deleted, but you should not be discouraged. Do you have a copy of the text of your article, either in a sandbox or your browser's history? If you could show me the text of the article and copy and paste it to here, I will take a look at it and let you know what I think. It's quite possible that your article just needs a small change or two to avoid deletion. Gobonobo T C 16:53, 6 July 2007 (UTC)
... for all the great work you've been doing on Cambodia related articles - it's great to see another editor taking an interest. I noticed you've been having a go at the many missing Cambodian district articles starting with Banan (Cambodia). I've been slowly working my way along that list as well, starting with the districts in Pursat Province. It's slow work and it's great to see someone else working on them. I notice we've both been using different naming styles for the article and wanted to discuss using the same naming conventions just to keep things consistent. I've been using [[districtname (district)]] but it may not be the best way. Let me know what you think and a belated welcome aboard. Cheers, Paxse 14:40, 11 July 2007 (UTC)
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Hi - just saw your name at WP:International Development, and checked your userpage - seems we have many common interests. I'm mainly at Appropedia these days, but still contribute encyclopedic material here.
Will come back when I have more time and look more at your KIVA-skeptic comments. My initial thought is that credit and savings are not mutually incompatible - a scheme I was looking at in East Java recently has mobilized a substantial amount of money* in savings, which are used in making further loans. The women I spoke to were positive about the effect the loans had had in their lives, though I would need to look a lot deeper to make very confident statements about this.
I'm currently in Taipei for Wikimania - very exciting! -- Chriswaterguy talk 07:47, 31 July 2007 (UTC)
-- Carabinieri 20:07, 14 August 2007 (UTC)
Hi Brett-- I added a bibliographical note to address the sourcing issue; see the discussion page for the article. Maybe that'll help. DavidOaks 20:52, 15 August 2007 (UTC)
-- Carabinieri 23:01, 18 August 2007 (UTC)
Brett,
Wikipedia doesn't seem to know what a "flat" interest rate is. I probably don't either. The closest I could find was, "'Flat interest rate' is the rate of interest that is determined at the time of application and is fixed for the duration of the loan." I also seem to be missing the nuances among "simple" "flat" and "nominal" interest. Any help there would be appreciated. More generally, I came across this article, Effective Interest Rate (EIR) (pdf) by William R. Tucker at the UNDCF Microfinance Distance Learning Program. I tried to do some searching at CGAP for the discussions you alluded to, but that seemed like an exercise in futility. Can you point me to a general discussion of how MFI interest rates "should" be reported for comparability comparisons and such? I just raised the question at Kiva Friends, but I really couldn't say much about the relative merits of different approaches, so I didn't. (I also read your comments at the Kiva article after I posted this.) RichardF 02:16, 19 August 2007 (UTC)
p.s. How about this? CGAP. "Microcredit Interest Rates," Occasional Paper No. 1, August 1996. RichardF 03:48, 19 August 2007 (UTC)
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-- Zanimum 16:43, 22 October 2007 (UTC)
-- nat Alo! Salut! Sunt eu, un haiduc?!?! 00:28, 6 November 2007 (UTC)
Hi Brett, you left me a message a while ago that I meant to respond to and have just realized I never did! Just to say I think you're very brave to take the subject on :) and please let me know if there's anything I can o to help. I am, as you surmised, a little frustrated by the constant promotion of individual organizations (however noble their work) in an article that is supposed to be about a concept. I don't consider myself in any way an expert on the field and feel inadequate to writing a decent summary. I am however happy to do any grunt work you need, or provide a fresh eye if it would be useful. -- SiobhanHansa 16:29, 28 November 2007 (UTC)
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Hi Brett,
We exchanged notes on our talk pages in around late July last year, about development and MF issues, and were going to get in touch when we were less busy. "Less busy" is probably not going to happen this decade, but if you're up for Skype, my username is the same as my username here.
I'm involved with the Grameen Foundation Australia, though my main work is on Appropedia. -- Chriswaterguy talk 00:28, 14 February 2008 (UTC)
Hi Brett. I deal with it like this :-) If there are still issues this will hopefully prompt Cherlin (or any other editor) to provide helpful commentary on the talk page so they can be addressed. When I've made a good faith attempt to address issues flagged by an editor I normally remove the tag with a similar message. Sometimes editors (myself included!) are busy and don't prioritize issues that leave their edits/tags etc. intact on the article - they might well agree with the changes but haven't gotten around to removing the tag. Sometimes the editor has stopped editing for a while. These things shouldn't hold up improving the article. Being proactive like this (obviously with a genuine expectation that another editor may restore the tag and that that's OK) can be a good way of moving things along when talk page notes are not responded to.
I guess ideally we wouldn't have a criticism section at all. Our manual of style prefers pro and con POVs to be handled throughout the entire article (in a manner appropriate to their acceptance within the field) rather than in separate sections. But I think that's a job for an attempt at Good Article status rather than to defuse an NPOV tag. In any case it didn't really seem to be what Cherlin had a problem with - which seemed more focused on the presentation of the criticisms as wide spread without supporting citations and which you seemed to address in your edits. Sorry I haven't been paying much attention to the article lately. I'm not spending much time on-wiki at the moment. Hope this has been helpful. -- SiobhanHansa 02:28, 12 May 2008 (UTC)
Hi there, Brett. As someone who has done great work on the credit union history and Edward Filene articles on wikipedia, it would be great if you weighed in on the AfD (2nd time) for EverythingCU.com. Though I've contributed to wikipedia for a while now, I still feel like a newbie, so I hope it's not wrong of me to ask you to weigh in on this one. Thank you! -- Mmpartee ( talk) 18:25, 24 June 2008 (UTC)
Brett, I revised the information stating that credit unions can be viewed as for profit institutions because it had no citation and seemed to me to be banker propoganda (espcially since it had no citation). I am a lawyer for the Credit Union National Association and no one here had ever heard of this debate regarding whether or not credit unions can be viewed as "for profit;" honestly, such a perception would be immensly damaging to the credit union movement. I think that some of this misunderstanding stems from the difference between "nonprofit" (i.e. a charity) and a "not-for-profit" (i.e. an institution like a credit union that turns a profit but has the prupose of operating to serve its members rather than turn a profit). I never wrote "non-profit" as such would be incorrect.
You do appear to be a credit union person but you would be amazed by the level of misinformation propogated by U.S. bankers in order to attempt to discredit credit unions and the credit union movement.
I have also been in touch with the World Council of Credit Unions in order to give this article a more international perspective. I am going to revise the entry somewhat with respect to your concerns, and am going to be in touch with WOCCU to see if your perceptions have a factual basis that none of our internationally-active CUNA people were aware of. I agree that much of the U.S. credit union information would work better in a section on U.S. credit unions and will work to that end. I am sorry for any breaches of etiquette. Mikel1777 ( talk) 18:10, 14 July 2008 (UTC)
Brett, I have just spoken with Barry Lennon, Vice President for Government Relations at WOCCU and formerly of USAID, and he says that he has never encountered a credit union that considers itself a "for profit" institution, even for its members. He says that many credit unions internationally get confused about the concept of "nonprofit" versus "not-for-profit" and think that they therefore are not allowed to turn a profit (which has contributed to some credit unions being undercapitalized), so he explains to them that they need to turn some profit to control for inflation, add to their capital reserves, and expand their business; these specific limitations on profit seeking purposes, however, are what distinguishes a "not-for-profit" from a "for-profit." Brett, you appear to be a development person but I am not sure if your insistence on the "for profit" thing is really grounded in reality as none of us here in the credit union movement have heard of it, so I would really like to see a citation. If you want, call or email Barry Lennon; his contact information is on woccu.org. Mikel1777 ( talk) 20:05, 14 July 2008 (UTC)
Brett, okay, now I think that you are a banker puppet posing as a credit union person. The World Council of Credit Unions defines credit unions are "not-for-profit" http://www.woccu.org/about/creditunion What more do you want? The WOCCU definition has little to nothing to do with U.S. credit unions. You claim to represent credit unions worldwide but you are just one person. If you do not have sources, you have no business saying that credit unions are "for profit." If you do have sources, then cite them! I have met my burden of proof of factual verifiability. Mikel1777 ( talk) 18:52, 16 July 2008 (UTC)
Hi Brett. You made an offer here to provide some sources for a rewrite of the Microcredit article. I'd like to take you up on the offer. Hopefully I can make something that is at least a little better than the current mess. Thanks. -- SiobhanHansa 12:39, 17 August 2008 (UTC)
Hi Siobhan. Are you suggesting you're prepared to rewrite that article? I'd be delighted if the answer is yes! My assumption is that you would prefer digital resources, and if you can confirm that I'll put a package together for you -- though it will be a couple of weeks as my computer just crashed (India is tough on computers, and not easy on internet access, either) and retrieving microcredit classics has not so far been a priority! Brett epic ( talk) 13:39, 18 August 2008 (UTC)
Thanks for your comprehensive reply at Talk:Cooperative banking. You open my eyes to be able to see things from your point of view, though it will probably take some more debate before we understand each other fully. You are right to say that I would like to participate in developing the article into comprehensive coverage of the sector as a whole. Sadly, it will probably be a few days before I reply fully to your comments, let alone contribute substantial prose (so much for any chance of getting Nong Hyup to 1500 characters for the 5 day Did You Know? deadline. are you interested?)
Thanks again. -- Hroðulf (or Hrothulf) ( Talk) 22:04, 7 October 2008 (UTC)
Interesting question for you at Talk:Mutual savings bank#what is the difference between a mutual savings bank and a credit union?. -- Hroðulf (or Hrothulf) ( Talk) 18:56, 21 October 2008 (UTC)
See reply on my talk page. - Jmabel | Talk 18:45, 12 January 2009 (UTC)
Brett, I've been doing some editing on the microfinance page, both anonymously and now that I've registered with a handle. I've put some comments at the bottom of the talk page regarding some of those edits that you've re-edited or reverted. Looking forward to working with you -- Tcnjo ( talk) 16:32, 16 March 2009 (UTC)
Hello Brett, if you have time, I invite you to help on the Financial transaction tax article which I created. Events are looking more hopeful than ever before. Thanks.
Boyd Reimer ( talk) 21:32, 9 January 2010 (UTC)
Hi, Brett-- I am looking for people with interests in folklore (editors I’ve encountered on folklore/mythology articles as well as elsewhere) to visit talk:Folk etymology, where there is an ongoing edit dispute. One view (three people) holds that the term is exclusive to linguistics, and another (just me) finds that the term has been formally defined within folklore, and used in academic journals in that sense for more than a century. The page is currently locked. I ask your input not in support of either view, but because discussion seems to have come to a standstill, it seems to be a page few stumble across, and needs fresh viewpoints to get unstuck. Thanks! DavidOaks ( talk) 18:02, 15 November 2010 (UTC)
The Original Barnstar | |
Thank you for your work on the micro-credit articles! Information is the key to bridging these vast disparity gaps! RogueShepherds ( talk) 17:23, 9 September 2011 (UTC) |
I'm leaving this message as you're listed as a current participant of WikiProject Business. I was informed yesterday that the current World Factoring Yearbook (circa £150) is now free for download as an ebook. It's a matter of filling out this form. I'm not sure if you'll find this useful as a reliable source, but I thought I should let you know that it's freely available online. I apologise in advance if this doesn't interest you! All the best, The Cavalry ( Message me) 14:46, 23 February 2012 (UTC)
Hi Nils:
Thank you for your important contribution to credit union history, about Ninomiya Sontoku. As the original author of that page (and sadly deficient in Japanese history) I would love to know more about this man! Are there any books you can recommend, or other resources? I am particularly interested, of course, in learning more about his cooperative finance model.
Brett epic ( talk) 21:56, 23 October 2012 (UTC)
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Hello, Brett epic. Voting in the 2016 Arbitration Committee elections is open from Monday, 00:00, 21 November through Sunday, 23:59, 4 December to all unblocked users who have registered an account before Wednesday, 00:00, 28 October 2016 and have made at least 150 mainspace edits before Sunday, 00:00, 1 November 2016.
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Hi Brett, I'm trying to reactivate Wikiproject Cooperatives, which has fallen inactive. You once had yourself listed as an active member, are you still interested in this effort? If not, could you go to the project participant list and mark yourself as inactive? If you are interested, please join us in the project discussion section as we think of how to move the project forward. Thanks! IohannesChicaginiensis ( talk) 18:08, 21 August 2022 (UTC)
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Hi Brett! Welcome to wikipedia, and thank you for taking up the cause of Credit Union history. I intended to work on it a while back, but haven't found the time, nor am I an expert on it. You've already got more info than I know about, and it's great that you've got a global perspective on it. If you can edit down the current history section of Credit Unions to a brief summary, that would be great. Keep up the good work! -- Mmpartee 03:28, 30 June 2007 (UTC)
Hey Brett, I see that you are in Toronto - very cool. I visited there for the first time last fall. I just wanted to tell you about a recent event we just had at America's Credit Union Museum called BarCampBank NewEngland. ( http://barcamp.org/BarCampBankNewEngland ). We even had a fellow Ontario-native attend. I didn't think to check wikipedia for others to invite, or else I would have extended the invitation to you also. If you want to connect, I'm on Facebook. I'm about to start a new wikipedia entry that you may be interested in. -- Mmpartee ( talk) 15:11, 10 April 2008 (UTC)
Hi Brett! Based on you editing interests, I just have to ask. Are you a Kiva lender? Also, if you like editing here, take a look at considering joining us Kivapedians and Kiva Friends. :-) Regards, RichardF 19:16, 4 July 2007 (UTC)
Woo-Hoo! A portal is a doorway to Wikipedia! ;-) A good place to start is the List of portals. The "fancy" ones are called Featured portals. I list the one's I've managed to take to featured portal status on my user page. Obviously, that's how I spend most of my time here these days. :-) I started The Sustainable development Portal because I wanted a place to showcase the Kiva article (the article sucks, but you get the idea ;-). I tried finding enough content for a portal on "microfinance" or "international development," but it really didn't "work" until I expanded out to "sustainable development." I'm a "systems thinker" by inclination and "social justice" old fart by scar tissue, so I can relate to your frustrations, although you're obviously more of a seasoned war horse than I (my background is more of community mental health and education - more losses than wins in those fights). From a "sustainable development" perspective, I'm still very optimistic about the potential of the Internet to leverage ways to help poor folks help themselves. Let's keep an eye on things to help guide them in the right direction. ;-) RichardF 21:12, 4 July 2007 (UTC)
I like to have at least 10 each "good" articles, pictures and biographies (preferably 20) before I start a portal. You can start one with fewer basic items, but that means the scope/coverage really isn't sufficient/noteworthy enough to be a solid featured portal contender. I think it's probably possible to do one on microfinance, but I concluded from a little feasibility study I did (actually creating a "first draft"), that even the international development topic was too weak on Wikipedia to warrant a portal. An alternative would be to pick a few articles, make them "portal worthy" and then add them to Sustainable development. If something like that interests you, I can show you how to include them when they're ready. :-)
I agree many of the articles on this topic suck. "Un"/fortunately, I'm much better at the "no words" part of wikilife (e.g., portal design) than I am at the words part. You really can't get around copyright issues here. For words, you can paraphrase. For images, you're pretty much stuck with playing by the rules. Know anyone with a good digital camera?
Since you're a newbie with portals, here's a tip you might not know yet. Go to Sustainable development then click on Show new selections It will randomly change what shows in all of the "Selected..." and "DYK" boxes! To see where they're coming from, click on the "...Archive/Nominations" links at the lower left-hand corner of each box. That's how you can see what articles, pics, etc., already are included with the portal. If you have a good prospect or two to add to any of these sections, let me know when they're ready to go in and I'll make sure all the adjustments are made to have them randomly/magically appear! ;-) RichardF 03:36, 5 July 2007 (UTC)
Cool, I'm sure it's just a matter of time! By the way, you now are an authority at Kiva Friends. :-) RichardF 17:58, 5 July 2007 (UTC)
Stay tuned. ;-) RichardF 23:57, 5 July 2007 (UTC)
Hi Brett -- this is Ramón. Richard alerted me to your page and contributions here on Wikipedia-- great! I wrote a response at Kivafriends regarding a shift in focus from Microfinance to Microsavings. I think the objective is noble, but I think that growing people's net worth in developing countries mainly means increasing people's non-monetary assets there. Having lived in Latin America, people distrust both the banking system and the monetary system (especially if it's not in dollars/euros) since both have let them down in the past and caused them to lose all of their savings. Therefore, poor people see money merely as a way to obtain or convert assets rather than a way to create value for them. Solutions? Well-- major improvements in governability is one of them. Creating value for assets beyond their utilitarian value is another. (ah-- yes I may have been influenced a bit by Hernando de Soto...) I think until this trust issue is addressed, poor people in developing countries may be more interested in Microcredit as a way to invest to increase their assets and less in actual monetary savings. And increasing this trust will take lots of time... I'm going to read your Cambodia article-- we may have lots of ideas in common! BTW-- I am not an economist (I'm a telecom engineer), but I *am* an analytical thinker that likes to ponder about these issues. I'm also a Kiva enthusiast as you may have guessed... Thanks for all your contributions! It's great to have a discussion about this, make people think, develop ideas and opinions, and ACT ON THEM. Ramonk 11:26, 6 July 2007 (UTC)
Hello Brett. Welcome to Wikipedia. I am not sure exactly why your article was deleted, but you should not be discouraged. Do you have a copy of the text of your article, either in a sandbox or your browser's history? If you could show me the text of the article and copy and paste it to here, I will take a look at it and let you know what I think. It's quite possible that your article just needs a small change or two to avoid deletion. Gobonobo T C 16:53, 6 July 2007 (UTC)
... for all the great work you've been doing on Cambodia related articles - it's great to see another editor taking an interest. I noticed you've been having a go at the many missing Cambodian district articles starting with Banan (Cambodia). I've been slowly working my way along that list as well, starting with the districts in Pursat Province. It's slow work and it's great to see someone else working on them. I notice we've both been using different naming styles for the article and wanted to discuss using the same naming conventions just to keep things consistent. I've been using [[districtname (district)]] but it may not be the best way. Let me know what you think and a belated welcome aboard. Cheers, Paxse 14:40, 11 July 2007 (UTC)
Thanks for uploading Image:BRAC villageorg 1.jpg. Wikipedia gets thousands of images uploaded every day, and in order to verify that the images can be legally used on Wikipedia, the source and copyright status must be indicated. Images need to have an image tag applied to the image description page indicating the copyright status of the image. This uniform and easy-to-understand method of indicating the license status allows potential re-users of the images to know what they are allowed to do with the images.
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Hi - just saw your name at WP:International Development, and checked your userpage - seems we have many common interests. I'm mainly at Appropedia these days, but still contribute encyclopedic material here.
Will come back when I have more time and look more at your KIVA-skeptic comments. My initial thought is that credit and savings are not mutually incompatible - a scheme I was looking at in East Java recently has mobilized a substantial amount of money* in savings, which are used in making further loans. The women I spoke to were positive about the effect the loans had had in their lives, though I would need to look a lot deeper to make very confident statements about this.
I'm currently in Taipei for Wikimania - very exciting! -- Chriswaterguy talk 07:47, 31 July 2007 (UTC)
-- Carabinieri 20:07, 14 August 2007 (UTC)
Hi Brett-- I added a bibliographical note to address the sourcing issue; see the discussion page for the article. Maybe that'll help. DavidOaks 20:52, 15 August 2007 (UTC)
-- Carabinieri 23:01, 18 August 2007 (UTC)
Brett,
Wikipedia doesn't seem to know what a "flat" interest rate is. I probably don't either. The closest I could find was, "'Flat interest rate' is the rate of interest that is determined at the time of application and is fixed for the duration of the loan." I also seem to be missing the nuances among "simple" "flat" and "nominal" interest. Any help there would be appreciated. More generally, I came across this article, Effective Interest Rate (EIR) (pdf) by William R. Tucker at the UNDCF Microfinance Distance Learning Program. I tried to do some searching at CGAP for the discussions you alluded to, but that seemed like an exercise in futility. Can you point me to a general discussion of how MFI interest rates "should" be reported for comparability comparisons and such? I just raised the question at Kiva Friends, but I really couldn't say much about the relative merits of different approaches, so I didn't. (I also read your comments at the Kiva article after I posted this.) RichardF 02:16, 19 August 2007 (UTC)
p.s. How about this? CGAP. "Microcredit Interest Rates," Occasional Paper No. 1, August 1996. RichardF 03:48, 19 August 2007 (UTC)
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-- Zanimum 16:43, 22 October 2007 (UTC)
-- nat Alo! Salut! Sunt eu, un haiduc?!?! 00:28, 6 November 2007 (UTC)
Hi Brett, you left me a message a while ago that I meant to respond to and have just realized I never did! Just to say I think you're very brave to take the subject on :) and please let me know if there's anything I can o to help. I am, as you surmised, a little frustrated by the constant promotion of individual organizations (however noble their work) in an article that is supposed to be about a concept. I don't consider myself in any way an expert on the field and feel inadequate to writing a decent summary. I am however happy to do any grunt work you need, or provide a fresh eye if it would be useful. -- SiobhanHansa 16:29, 28 November 2007 (UTC)
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Hi Brett,
We exchanged notes on our talk pages in around late July last year, about development and MF issues, and were going to get in touch when we were less busy. "Less busy" is probably not going to happen this decade, but if you're up for Skype, my username is the same as my username here.
I'm involved with the Grameen Foundation Australia, though my main work is on Appropedia. -- Chriswaterguy talk 00:28, 14 February 2008 (UTC)
Hi Brett. I deal with it like this :-) If there are still issues this will hopefully prompt Cherlin (or any other editor) to provide helpful commentary on the talk page so they can be addressed. When I've made a good faith attempt to address issues flagged by an editor I normally remove the tag with a similar message. Sometimes editors (myself included!) are busy and don't prioritize issues that leave their edits/tags etc. intact on the article - they might well agree with the changes but haven't gotten around to removing the tag. Sometimes the editor has stopped editing for a while. These things shouldn't hold up improving the article. Being proactive like this (obviously with a genuine expectation that another editor may restore the tag and that that's OK) can be a good way of moving things along when talk page notes are not responded to.
I guess ideally we wouldn't have a criticism section at all. Our manual of style prefers pro and con POVs to be handled throughout the entire article (in a manner appropriate to their acceptance within the field) rather than in separate sections. But I think that's a job for an attempt at Good Article status rather than to defuse an NPOV tag. In any case it didn't really seem to be what Cherlin had a problem with - which seemed more focused on the presentation of the criticisms as wide spread without supporting citations and which you seemed to address in your edits. Sorry I haven't been paying much attention to the article lately. I'm not spending much time on-wiki at the moment. Hope this has been helpful. -- SiobhanHansa 02:28, 12 May 2008 (UTC)
Hi there, Brett. As someone who has done great work on the credit union history and Edward Filene articles on wikipedia, it would be great if you weighed in on the AfD (2nd time) for EverythingCU.com. Though I've contributed to wikipedia for a while now, I still feel like a newbie, so I hope it's not wrong of me to ask you to weigh in on this one. Thank you! -- Mmpartee ( talk) 18:25, 24 June 2008 (UTC)
Brett, I revised the information stating that credit unions can be viewed as for profit institutions because it had no citation and seemed to me to be banker propoganda (espcially since it had no citation). I am a lawyer for the Credit Union National Association and no one here had ever heard of this debate regarding whether or not credit unions can be viewed as "for profit;" honestly, such a perception would be immensly damaging to the credit union movement. I think that some of this misunderstanding stems from the difference between "nonprofit" (i.e. a charity) and a "not-for-profit" (i.e. an institution like a credit union that turns a profit but has the prupose of operating to serve its members rather than turn a profit). I never wrote "non-profit" as such would be incorrect.
You do appear to be a credit union person but you would be amazed by the level of misinformation propogated by U.S. bankers in order to attempt to discredit credit unions and the credit union movement.
I have also been in touch with the World Council of Credit Unions in order to give this article a more international perspective. I am going to revise the entry somewhat with respect to your concerns, and am going to be in touch with WOCCU to see if your perceptions have a factual basis that none of our internationally-active CUNA people were aware of. I agree that much of the U.S. credit union information would work better in a section on U.S. credit unions and will work to that end. I am sorry for any breaches of etiquette. Mikel1777 ( talk) 18:10, 14 July 2008 (UTC)
Brett, I have just spoken with Barry Lennon, Vice President for Government Relations at WOCCU and formerly of USAID, and he says that he has never encountered a credit union that considers itself a "for profit" institution, even for its members. He says that many credit unions internationally get confused about the concept of "nonprofit" versus "not-for-profit" and think that they therefore are not allowed to turn a profit (which has contributed to some credit unions being undercapitalized), so he explains to them that they need to turn some profit to control for inflation, add to their capital reserves, and expand their business; these specific limitations on profit seeking purposes, however, are what distinguishes a "not-for-profit" from a "for-profit." Brett, you appear to be a development person but I am not sure if your insistence on the "for profit" thing is really grounded in reality as none of us here in the credit union movement have heard of it, so I would really like to see a citation. If you want, call or email Barry Lennon; his contact information is on woccu.org. Mikel1777 ( talk) 20:05, 14 July 2008 (UTC)
Brett, okay, now I think that you are a banker puppet posing as a credit union person. The World Council of Credit Unions defines credit unions are "not-for-profit" http://www.woccu.org/about/creditunion What more do you want? The WOCCU definition has little to nothing to do with U.S. credit unions. You claim to represent credit unions worldwide but you are just one person. If you do not have sources, you have no business saying that credit unions are "for profit." If you do have sources, then cite them! I have met my burden of proof of factual verifiability. Mikel1777 ( talk) 18:52, 16 July 2008 (UTC)
Hi Brett. You made an offer here to provide some sources for a rewrite of the Microcredit article. I'd like to take you up on the offer. Hopefully I can make something that is at least a little better than the current mess. Thanks. -- SiobhanHansa 12:39, 17 August 2008 (UTC)
Hi Siobhan. Are you suggesting you're prepared to rewrite that article? I'd be delighted if the answer is yes! My assumption is that you would prefer digital resources, and if you can confirm that I'll put a package together for you -- though it will be a couple of weeks as my computer just crashed (India is tough on computers, and not easy on internet access, either) and retrieving microcredit classics has not so far been a priority! Brett epic ( talk) 13:39, 18 August 2008 (UTC)
Thanks for your comprehensive reply at Talk:Cooperative banking. You open my eyes to be able to see things from your point of view, though it will probably take some more debate before we understand each other fully. You are right to say that I would like to participate in developing the article into comprehensive coverage of the sector as a whole. Sadly, it will probably be a few days before I reply fully to your comments, let alone contribute substantial prose (so much for any chance of getting Nong Hyup to 1500 characters for the 5 day Did You Know? deadline. are you interested?)
Thanks again. -- Hroðulf (or Hrothulf) ( Talk) 22:04, 7 October 2008 (UTC)
Interesting question for you at Talk:Mutual savings bank#what is the difference between a mutual savings bank and a credit union?. -- Hroðulf (or Hrothulf) ( Talk) 18:56, 21 October 2008 (UTC)
See reply on my talk page. - Jmabel | Talk 18:45, 12 January 2009 (UTC)
Brett, I've been doing some editing on the microfinance page, both anonymously and now that I've registered with a handle. I've put some comments at the bottom of the talk page regarding some of those edits that you've re-edited or reverted. Looking forward to working with you -- Tcnjo ( talk) 16:32, 16 March 2009 (UTC)
Hello Brett, if you have time, I invite you to help on the Financial transaction tax article which I created. Events are looking more hopeful than ever before. Thanks.
Boyd Reimer ( talk) 21:32, 9 January 2010 (UTC)
Hi, Brett-- I am looking for people with interests in folklore (editors I’ve encountered on folklore/mythology articles as well as elsewhere) to visit talk:Folk etymology, where there is an ongoing edit dispute. One view (three people) holds that the term is exclusive to linguistics, and another (just me) finds that the term has been formally defined within folklore, and used in academic journals in that sense for more than a century. The page is currently locked. I ask your input not in support of either view, but because discussion seems to have come to a standstill, it seems to be a page few stumble across, and needs fresh viewpoints to get unstuck. Thanks! DavidOaks ( talk) 18:02, 15 November 2010 (UTC)
The Original Barnstar | |
Thank you for your work on the micro-credit articles! Information is the key to bridging these vast disparity gaps! RogueShepherds ( talk) 17:23, 9 September 2011 (UTC) |
I'm leaving this message as you're listed as a current participant of WikiProject Business. I was informed yesterday that the current World Factoring Yearbook (circa £150) is now free for download as an ebook. It's a matter of filling out this form. I'm not sure if you'll find this useful as a reliable source, but I thought I should let you know that it's freely available online. I apologise in advance if this doesn't interest you! All the best, The Cavalry ( Message me) 14:46, 23 February 2012 (UTC)
Hi Nils:
Thank you for your important contribution to credit union history, about Ninomiya Sontoku. As the original author of that page (and sadly deficient in Japanese history) I would love to know more about this man! Are there any books you can recommend, or other resources? I am particularly interested, of course, in learning more about his cooperative finance model.
Brett epic ( talk) 21:56, 23 October 2012 (UTC)
Hi,
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16:34, 23 November 2015 (UTC)
Hello, Brett epic. Voting in the 2016 Arbitration Committee elections is open from Monday, 00:00, 21 November through Sunday, 23:59, 4 December to all unblocked users who have registered an account before Wednesday, 00:00, 28 October 2016 and have made at least 150 mainspace edits before Sunday, 00:00, 1 November 2016.
The Arbitration Committee is the panel of editors responsible for conducting the Wikipedia arbitration process. It has the authority to impose binding solutions to disputes between editors, primarily for serious conduct disputes the community has been unable to resolve. This includes the authority to impose site bans, topic bans, editing restrictions, and other measures needed to maintain our editing environment. The arbitration policy describes the Committee's roles and responsibilities in greater detail.
If you wish to participate in the 2016 election, please review the candidates' statements and submit your choices on the voting page. MediaWiki message delivery ( talk) 22:08, 21 November 2016 (UTC)
Hi Brett, I'm trying to reactivate Wikiproject Cooperatives, which has fallen inactive. You once had yourself listed as an active member, are you still interested in this effort? If not, could you go to the project participant list and mark yourself as inactive? If you are interested, please join us in the project discussion section as we think of how to move the project forward. Thanks! IohannesChicaginiensis ( talk) 18:08, 21 August 2022 (UTC)