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The leade is saying a bankrun but the body says FDIC shut it down. Which is it? 131.193.101.85 ( talk) 18:12, 10 March 2023 (UTC)
The article refers to the bank in the past tense. This seems incorrect. It reportedly suffered a run and has been shut down by the FDIC, but it still exists. I'm not expert, but I understand that it will likely be taken over by new management soon and resume some operations. It may eventually be run down and/or liquidated, but even if that does eventually happen, it hasn't happened yet. The bank exists at this point. "Is" is appropriate. "Was" isn't. The Peanut Gallery ( talk) 18:42, 10 March 2023 (UTC)
It takes time for the FDIC to determine the quantity of uninsured deposits that were actually affected. Almost all of the present reports are attempting to assess uninsured deposits using call report variables: RCON5597 (DEPUNA) being the most important with various combinations of the total deposits RCONF236 (DEPBEFEX), RCONF237 (DEPALLEX), RCON2200 (DEP), etc. These were all reported as of 31 December 2022. They are all also estimates.
The actual amount of uninsured deposits is currently being determined by FDIC staff based on the records at the bank and application of the US' complex deposit insurance ownership category rules. Moreover, the underlying variables will have changed considerably since December, especially as panicked uninsured depositors are preferentially the first to flee. [1] I would urge editors to qualify their statements about the estimates of uninsured deposits to be consistent with these reporting delays and uncertainty rather than taking them at face value. Ifly6 ( talk) 22:31, 11 March 2023 (UTC)
References
I removed the FDIC as a "parent" in the infobox because, as receiver, the FDIC is not a parent entity; it's an agent appointed by the government to do things in the interests of creditors. 67.180.143.89 ( talk) 05:13, 12 March 2023 (UTC)
What's a "region" intended to mean here? How many countries? Barefoot through the chollas ( talk) 18:05, 14 March 2023 (UTC)
This is the
talk page for discussing improvements to the
Silicon Valley Bank article. This is not a forum for general discussion of the article's subject. |
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|
Find sources: Google ( books · news · scholar · free images · WP refs) · FENS · JSTOR · TWL |
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content assessment scale. It is of interest to the following WikiProjects: | |||||||||||||||||||||||||||||||||||||||||
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A graph should have been displayed here but
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The leade is saying a bankrun but the body says FDIC shut it down. Which is it? 131.193.101.85 ( talk) 18:12, 10 March 2023 (UTC)
The article refers to the bank in the past tense. This seems incorrect. It reportedly suffered a run and has been shut down by the FDIC, but it still exists. I'm not expert, but I understand that it will likely be taken over by new management soon and resume some operations. It may eventually be run down and/or liquidated, but even if that does eventually happen, it hasn't happened yet. The bank exists at this point. "Is" is appropriate. "Was" isn't. The Peanut Gallery ( talk) 18:42, 10 March 2023 (UTC)
It takes time for the FDIC to determine the quantity of uninsured deposits that were actually affected. Almost all of the present reports are attempting to assess uninsured deposits using call report variables: RCON5597 (DEPUNA) being the most important with various combinations of the total deposits RCONF236 (DEPBEFEX), RCONF237 (DEPALLEX), RCON2200 (DEP), etc. These were all reported as of 31 December 2022. They are all also estimates.
The actual amount of uninsured deposits is currently being determined by FDIC staff based on the records at the bank and application of the US' complex deposit insurance ownership category rules. Moreover, the underlying variables will have changed considerably since December, especially as panicked uninsured depositors are preferentially the first to flee. [1] I would urge editors to qualify their statements about the estimates of uninsured deposits to be consistent with these reporting delays and uncertainty rather than taking them at face value. Ifly6 ( talk) 22:31, 11 March 2023 (UTC)
References
I removed the FDIC as a "parent" in the infobox because, as receiver, the FDIC is not a parent entity; it's an agent appointed by the government to do things in the interests of creditors. 67.180.143.89 ( talk) 05:13, 12 March 2023 (UTC)
What's a "region" intended to mean here? How many countries? Barefoot through the chollas ( talk) 18:05, 14 March 2023 (UTC)