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Mortgage calculator article. This is not a forum for general discussion of the article's subject. |
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external link to MortgageCalculator.io was removed. it is a mortgage calculator that has lots of helpful info, is mobile optimized (not typical from many that I have used), and loads very quick. just figured it would be a good addition to the page. No prob if you don't think so. — Preceding unsigned comment added by Tkjef ( talk • contribs) 01:27, 15 April 2019 (UTC)
As suggested by Kuru I am adding a comment here.
I previously added a link to a SPAM LINK REMOVED that I'd created and Kuru suggested that it be added to the Yahoo Directory. It appears that it costs $299 to add it to the Yahoo Directory (correct me if I've misunderstood the 'Suggest a Site' part of the Yahoo Directory). That would imply that you should pay to have a page indirectly linked from wikipedia which is not what wikipedia is about. The Yahoo Directory appears to favor sponsored links at the top and on the side of its listing page. Again not an objective listing. For those reasons the Yahoo directory should probably not be linked to from this page under the External Links.
In the spirit of wikipedia the SPAM LINK REMOVED that I created:
So in consideration of placing a link to this calculator, I think that you need to ask yourself if someone who is trying to learn about this subject would benefit by using this calculator? Small island ( talk) 19:30, 11 January 2009 (UTC) —Preceding unsigned comment added by Small island ( talk • contribs) 19:24, 11 January 2009 (UTC)
Does anyone know what the Wikipedia policy would be for external links of examples of mortgage calculators on the web? There are thousands of sites with mortgage calculators (almost all of them commercial) so on the one hand any specific link looks like link spam, on the other hand it seems deficient to not provide anything. Any ideas? Frikle 02:51, 14 July 2006 (UTC)
You may purchase a mortgage calculator from calculated industries. That calculator is not bias toward any one mortgage company. [User:FXavier] 01:11, 09 November 2006
We put up a valid link to our "Mortgage Calculator". This link should not be removed since we are discussing how a mortgage calculator works, it is also imperative to show the general public a live sample of how a mortgage calculator works and operates. We will therefore be reinstating our link on the grounds that our link to a live working Mortgage calculator is essential, and increases the value of the wikipedia mortgage calculator definition. Any further suggestions, are most gratefully appreciated.
Regards,
David McEachrane President Dtaj Group —Preceding unsigned comment added by Ddiemails ( talk • contribs) 05:01, 17 September 2008 (UTC)
Dear Kuru and All Admin,
Our Group at "Dtaj Group" have now throughly reviewed all of Wikipedia's Policy regarding external links, and we have removed all Google Adsense ads from our Mortgage Calculator. Please review below :
(link redacted)
Futhermore, the present link to Yahoo's list of Mortgage Calculators is in violation of Wikipedia's external links policies since most of these Mortgage calculators listed at yahoo's directory are of a "Commercial Nature".
It was and will always be our groups intent to provide increased content and functional examples to all wikipedia pages we contribute too.
Sincerly,
David McEachrane Dtaj Group —Preceding unsigned comment added by Ddiemails ( talk • contribs) 12:58, 17 September 2008 (UTC)
Dear Gogo and Kuru,
Stop removing our link. It is valid and non commercial link. This is not spam. On the other hand the link to yahoo could have your commercial website on yahoo's mortgage calculator page which is definitly a conflict of interest. A conflict of interest can only occur if we are seeking a montary benefit by linking to our mortgage calculator. Our mortgage calculator is for information purposes only.
Thank You,
David McEachrane Dtaj Group —Preceding unsigned comment added by Ddiemails ( talk • contribs) 19:44, 17 September 2008 (UTC)
To All Admins,
Please be ware that recently we added some links to websites which had adsense advertising and some that did not have adsense advertising to see if there was any discriminating editing going on by admins for thier personal benefit. This small test by our group has found that some admin powers have been abused. Take this case for example .... "Amortization Calculator" has 1 external link to the following website:
Spam link removed
This website has a lot of adsense ads. Our Group (a bunch of lawyers) created an Amortization Calculator and put up some adsense ads. Both calculators produce the same results but the admins only deleted the new calculator. We can only conclude that some type of collusion is going on resulting in some type of monetary benefit.
We can not name any names, but want to warn all admins to be careful about how they edit external links. The results of our analysis will be forwarded to wikipedia management once complete.
Regards,
Dtaj Group —Preceding unsigned comment added by Ddiemails ( talk • contribs) 02:03, 18 September 2008 (UTC)
I'm somewhat confused by this calculation. If we calculate the number of months (N) to repay the mortgage in full and multiply by the monthly repayment (c), we get the total repayments. Subtract the principal loan amount (P0) from the total repayments and you are left with the amount that was paid in interest.
What this formula appears to do (essentially) is define P0 in terms of P0. Please correct me if I am wrong and explain in the main article as I think the approach I describe is intuitively 'obvious' to most people and far easier to understand and calculate. The locster ( talk) 00:48, 1 February 2009 (UTC)
This article calls the polynomial 1+x+x^2+ ... + x^(n-1) a cyclotomic polynomial. It isn't unless n is a prime integer. Better to eliminate the part about cyclotomic polynomials and just give the closed formula for the expression. Wikipedia is a good source for cyclotomic polynomials.
66.133.201.94 ( talk) 17:53, 25 June 2012 (UTC)
Hello fellow Wikipedians,
I have just modified 2 external links on Mortgage calculator. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
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After February 2018, "External links modified" talk page sections are no longer generated or monitored by InternetArchiveBot. No special action is required regarding these talk page notices, other than
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Cheers.— InternetArchiveBot ( Report bug) 03:09, 19 September 2017 (UTC)
I added a redirect from Business calculator as that is the usual name. Interest rate calculations are the same for mortgages and for other business related loans, and calculators like the HP12C and TI BA-II are sold as business calculators. It would seem to me more obvious to have a page on business calculator and redirect from mortgage calculator, though. Gah4 ( talk) 02:31, 10 January 2018 (UTC)
This is the
talk page for discussing improvements to the
Mortgage calculator article. This is not a forum for general discussion of the article's subject. |
Article policies
|
Find sources: Google ( books · news · scholar · free images · WP refs) · FENS · JSTOR · TWL |
![]() | This article is rated Start-class on Wikipedia's
content assessment scale. It is of interest to the following WikiProjects: | ||||||||||
|
external link to MortgageCalculator.io was removed. it is a mortgage calculator that has lots of helpful info, is mobile optimized (not typical from many that I have used), and loads very quick. just figured it would be a good addition to the page. No prob if you don't think so. — Preceding unsigned comment added by Tkjef ( talk • contribs) 01:27, 15 April 2019 (UTC)
As suggested by Kuru I am adding a comment here.
I previously added a link to a SPAM LINK REMOVED that I'd created and Kuru suggested that it be added to the Yahoo Directory. It appears that it costs $299 to add it to the Yahoo Directory (correct me if I've misunderstood the 'Suggest a Site' part of the Yahoo Directory). That would imply that you should pay to have a page indirectly linked from wikipedia which is not what wikipedia is about. The Yahoo Directory appears to favor sponsored links at the top and on the side of its listing page. Again not an objective listing. For those reasons the Yahoo directory should probably not be linked to from this page under the External Links.
In the spirit of wikipedia the SPAM LINK REMOVED that I created:
So in consideration of placing a link to this calculator, I think that you need to ask yourself if someone who is trying to learn about this subject would benefit by using this calculator? Small island ( talk) 19:30, 11 January 2009 (UTC) —Preceding unsigned comment added by Small island ( talk • contribs) 19:24, 11 January 2009 (UTC)
Does anyone know what the Wikipedia policy would be for external links of examples of mortgage calculators on the web? There are thousands of sites with mortgage calculators (almost all of them commercial) so on the one hand any specific link looks like link spam, on the other hand it seems deficient to not provide anything. Any ideas? Frikle 02:51, 14 July 2006 (UTC)
You may purchase a mortgage calculator from calculated industries. That calculator is not bias toward any one mortgage company. [User:FXavier] 01:11, 09 November 2006
We put up a valid link to our "Mortgage Calculator". This link should not be removed since we are discussing how a mortgage calculator works, it is also imperative to show the general public a live sample of how a mortgage calculator works and operates. We will therefore be reinstating our link on the grounds that our link to a live working Mortgage calculator is essential, and increases the value of the wikipedia mortgage calculator definition. Any further suggestions, are most gratefully appreciated.
Regards,
David McEachrane President Dtaj Group —Preceding unsigned comment added by Ddiemails ( talk • contribs) 05:01, 17 September 2008 (UTC)
Dear Kuru and All Admin,
Our Group at "Dtaj Group" have now throughly reviewed all of Wikipedia's Policy regarding external links, and we have removed all Google Adsense ads from our Mortgage Calculator. Please review below :
(link redacted)
Futhermore, the present link to Yahoo's list of Mortgage Calculators is in violation of Wikipedia's external links policies since most of these Mortgage calculators listed at yahoo's directory are of a "Commercial Nature".
It was and will always be our groups intent to provide increased content and functional examples to all wikipedia pages we contribute too.
Sincerly,
David McEachrane Dtaj Group —Preceding unsigned comment added by Ddiemails ( talk • contribs) 12:58, 17 September 2008 (UTC)
Dear Gogo and Kuru,
Stop removing our link. It is valid and non commercial link. This is not spam. On the other hand the link to yahoo could have your commercial website on yahoo's mortgage calculator page which is definitly a conflict of interest. A conflict of interest can only occur if we are seeking a montary benefit by linking to our mortgage calculator. Our mortgage calculator is for information purposes only.
Thank You,
David McEachrane Dtaj Group —Preceding unsigned comment added by Ddiemails ( talk • contribs) 19:44, 17 September 2008 (UTC)
To All Admins,
Please be ware that recently we added some links to websites which had adsense advertising and some that did not have adsense advertising to see if there was any discriminating editing going on by admins for thier personal benefit. This small test by our group has found that some admin powers have been abused. Take this case for example .... "Amortization Calculator" has 1 external link to the following website:
Spam link removed
This website has a lot of adsense ads. Our Group (a bunch of lawyers) created an Amortization Calculator and put up some adsense ads. Both calculators produce the same results but the admins only deleted the new calculator. We can only conclude that some type of collusion is going on resulting in some type of monetary benefit.
We can not name any names, but want to warn all admins to be careful about how they edit external links. The results of our analysis will be forwarded to wikipedia management once complete.
Regards,
Dtaj Group —Preceding unsigned comment added by Ddiemails ( talk • contribs) 02:03, 18 September 2008 (UTC)
I'm somewhat confused by this calculation. If we calculate the number of months (N) to repay the mortgage in full and multiply by the monthly repayment (c), we get the total repayments. Subtract the principal loan amount (P0) from the total repayments and you are left with the amount that was paid in interest.
What this formula appears to do (essentially) is define P0 in terms of P0. Please correct me if I am wrong and explain in the main article as I think the approach I describe is intuitively 'obvious' to most people and far easier to understand and calculate. The locster ( talk) 00:48, 1 February 2009 (UTC)
This article calls the polynomial 1+x+x^2+ ... + x^(n-1) a cyclotomic polynomial. It isn't unless n is a prime integer. Better to eliminate the part about cyclotomic polynomials and just give the closed formula for the expression. Wikipedia is a good source for cyclotomic polynomials.
66.133.201.94 ( talk) 17:53, 25 June 2012 (UTC)
Hello fellow Wikipedians,
I have just modified 2 external links on Mortgage calculator. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
This message was posted before February 2018.
After February 2018, "External links modified" talk page sections are no longer generated or monitored by InternetArchiveBot. No special action is required regarding these talk page notices, other than
regular verification using the archive tool instructions below. Editors
have permission to delete these "External links modified" talk page sections if they want to de-clutter talk pages, but see the
RfC before doing mass systematic removals. This message is updated dynamically through the template {{
source check}}
(last update: 5 June 2024).
Cheers.— InternetArchiveBot ( Report bug) 03:09, 19 September 2017 (UTC)
I added a redirect from Business calculator as that is the usual name. Interest rate calculations are the same for mortgages and for other business related loans, and calculators like the HP12C and TI BA-II are sold as business calculators. It would seem to me more obvious to have a page on business calculator and redirect from mortgage calculator, though. Gah4 ( talk) 02:31, 10 January 2018 (UTC)