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Is it possible that the pov tag could be removed? Sophy's Duckling 18:29, 14 December 2005 (UTC)
"Hello I am new and was wondering if I could link to this site debt collection and use it as a reference in the Wikipedia article? Thanks." Kellys523 ( talk) 19:06, 1 June 2011 (UTC)
I deleted a sentence "It is the interest on this debt that enables the credit card companies to make a profit." To me it just seemed a little POV. Credit card companies make a large profit anyway with or without the debt (they charge retailers a percentage transaction fee of between 1 to 4%), unless of course you have sources which claim otherwise. The debt costs the companies money to recover, and there may come a time when it has to be written off. Sure they make money on the late interest charges, but only if these are paid and not left unpaid increasing debt further. -- nirvana2013 09:37, 21 January 2006 (UTC)
Topgun9 14:39, 26 January 2006 (UTC)
I work for a debt collection company and we use this list ourself. We find it to be very useful. I am wondering why was this link removed.
Topgun9 14:58, 26 January 2006 (UTC) : Clarifications:
I am a moderator at their forums http: //www.debtconsolidationcare.com/forums/ and I have found this community genuinely interested in helping people as evidenced by http: //www.debtconsolidationcare.com/testimonials/ If you agree that the link is useful would it be ok if I put it back in the article. At the end of all the other existing links of course :) Thanks.
Topgun9 15:00, 26 January 2006 (UTC) Thanks.
I've removed this link, it's clearly linkspam, this user contributes almost nothing else to wikipedia. Reported on WP:AIAV. - brenneman (t) (c) 06:54, 27 January 2006 (UTC)
If you work with a debt collection company, there could be a conflict of interest and your links should be from some other company while keeping the opinion balanced. FYI I did add some sections of interest from credit credit cards but think that some information is better used in a collection agency article. 2601:642:4400:9F00:3184:7C78:F074:FEDC ( talk) 15:45, 5 September 2022 (UTC)
The article says: "The average U.S. college graduate begins his or her post-college days with more than $10,000 in credit card debt at present." Um ... what? I can see if this included *student loans*, but that's different from credit card debt. I can't imagine a college student getting anything close to a $10,000 credit limit. Maybe this is from the few outliers that got $10,000,000 in debt? A median would be a better measure. Does anyone have a source for this? MrVoluntarist 21:39, 22 June 2006 (UTC)
I amended the total given in the UK total credit card debt. This is now as actually given in the link provided. SmokeyTheCat 14:12, 16 May 2007 (UTC)
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The following Wikimedia Commons file used on this page has been nominated for deletion:
Participate in the deletion discussion at the nomination page. — Community Tech bot ( talk) 00:22, 14 December 2019 (UTC)
Regarding this article I am an anonymous editor who has added sections in. I've done the best I could to expand on this article without sounding wordy but still can't get a world wide perspective of the subject at hand. I'm proposing that the information about international countries get wiped for now along with the dated image and the worldwide view template be deleted for the mean time. There was once section about Bankruptcy Concerns too that I tweaked a little and renamed. Hopefully this will encourage people to add onto it. I've been in Credit Card debt myself so I can speak from experience. But live in the USA and don't know a worldwide view on it. 2601:642:4400:9F00:5075:422B:8C0E:BB6E ( talk) 03:40, 5 September 2022 (UTC)
@ Arllaw: How do your changes of 2023-11-27T21:51:16 improve this article?
I am not an expert on this subject, but I perceive two changes that seem to my naive eyes to make this article less useful not more:
Are you saying that debt.org are scam artists giving bad advice? I'm reverting the text but adding your references, leaving debt.org first for the first comment but putting it last for the second. If you don't like this, I'd like to see something that explains your reservations about debt.org, e.g., some other source indicating that the text you changes was wrong.
Thanks for your contributions to Wikipedia:Prime objective, to give every single person on the planet free access to the sum of all human knowledge. DavidMCEddy ( talk) 00:06, 28 November 2023 (UTC)
References
DavidMCEddy ( talk) 00:06, 28 November 2023 (UTC)
![]() | This article is rated Start-class on Wikipedia's
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Is it possible that the pov tag could be removed? Sophy's Duckling 18:29, 14 December 2005 (UTC)
"Hello I am new and was wondering if I could link to this site debt collection and use it as a reference in the Wikipedia article? Thanks." Kellys523 ( talk) 19:06, 1 June 2011 (UTC)
I deleted a sentence "It is the interest on this debt that enables the credit card companies to make a profit." To me it just seemed a little POV. Credit card companies make a large profit anyway with or without the debt (they charge retailers a percentage transaction fee of between 1 to 4%), unless of course you have sources which claim otherwise. The debt costs the companies money to recover, and there may come a time when it has to be written off. Sure they make money on the late interest charges, but only if these are paid and not left unpaid increasing debt further. -- nirvana2013 09:37, 21 January 2006 (UTC)
Topgun9 14:39, 26 January 2006 (UTC)
I work for a debt collection company and we use this list ourself. We find it to be very useful. I am wondering why was this link removed.
Topgun9 14:58, 26 January 2006 (UTC) : Clarifications:
I am a moderator at their forums http: //www.debtconsolidationcare.com/forums/ and I have found this community genuinely interested in helping people as evidenced by http: //www.debtconsolidationcare.com/testimonials/ If you agree that the link is useful would it be ok if I put it back in the article. At the end of all the other existing links of course :) Thanks.
Topgun9 15:00, 26 January 2006 (UTC) Thanks.
I've removed this link, it's clearly linkspam, this user contributes almost nothing else to wikipedia. Reported on WP:AIAV. - brenneman (t) (c) 06:54, 27 January 2006 (UTC)
If you work with a debt collection company, there could be a conflict of interest and your links should be from some other company while keeping the opinion balanced. FYI I did add some sections of interest from credit credit cards but think that some information is better used in a collection agency article. 2601:642:4400:9F00:3184:7C78:F074:FEDC ( talk) 15:45, 5 September 2022 (UTC)
The article says: "The average U.S. college graduate begins his or her post-college days with more than $10,000 in credit card debt at present." Um ... what? I can see if this included *student loans*, but that's different from credit card debt. I can't imagine a college student getting anything close to a $10,000 credit limit. Maybe this is from the few outliers that got $10,000,000 in debt? A median would be a better measure. Does anyone have a source for this? MrVoluntarist 21:39, 22 June 2006 (UTC)
I amended the total given in the UK total credit card debt. This is now as actually given in the link provided. SmokeyTheCat 14:12, 16 May 2007 (UTC)
Hello fellow Wikipedians,
I have just modified one external link on Credit card debt. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
This message was posted before February 2018.
After February 2018, "External links modified" talk page sections are no longer generated or monitored by InternetArchiveBot. No special action is required regarding these talk page notices, other than
regular verification using the archive tool instructions below. Editors
have permission to delete these "External links modified" talk page sections if they want to de-clutter talk pages, but see the
RfC before doing mass systematic removals. This message is updated dynamically through the template {{
source check}}
(last update: 5 June 2024).
Cheers.— InternetArchiveBot ( Report bug) 08:57, 14 August 2017 (UTC)
The following Wikimedia Commons file used on this page has been nominated for deletion:
Participate in the deletion discussion at the nomination page. — Community Tech bot ( talk) 00:22, 14 December 2019 (UTC)
Regarding this article I am an anonymous editor who has added sections in. I've done the best I could to expand on this article without sounding wordy but still can't get a world wide perspective of the subject at hand. I'm proposing that the information about international countries get wiped for now along with the dated image and the worldwide view template be deleted for the mean time. There was once section about Bankruptcy Concerns too that I tweaked a little and renamed. Hopefully this will encourage people to add onto it. I've been in Credit Card debt myself so I can speak from experience. But live in the USA and don't know a worldwide view on it. 2601:642:4400:9F00:5075:422B:8C0E:BB6E ( talk) 03:40, 5 September 2022 (UTC)
@ Arllaw: How do your changes of 2023-11-27T21:51:16 improve this article?
I am not an expert on this subject, but I perceive two changes that seem to my naive eyes to make this article less useful not more:
Are you saying that debt.org are scam artists giving bad advice? I'm reverting the text but adding your references, leaving debt.org first for the first comment but putting it last for the second. If you don't like this, I'd like to see something that explains your reservations about debt.org, e.g., some other source indicating that the text you changes was wrong.
Thanks for your contributions to Wikipedia:Prime objective, to give every single person on the planet free access to the sum of all human knowledge. DavidMCEddy ( talk) 00:06, 28 November 2023 (UTC)
References
DavidMCEddy ( talk) 00:06, 28 November 2023 (UTC)