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This article was the subject of a Wiki Education Foundation-supported course assignment, between 7 January 2020 and 15 April 2020. Further details are available
on the course page. Student editor(s):
Courtney.neistadt.
Above undated message substituted from Template:Dashboard.wikiedu.org assignment by PrimeBOT ( talk) 18:37, 16 January 2022 (UTC)
Grameen Bank has been nominated to be improved on Wikipedia:This week's improvement drive. Vote for it there if you want to contribute!-- Fenice 10:41, 12 August 2005 (UTC)
Are "auto finance" and "auto finance plans" worth a paragraph?
This article bespeaks none of the horrifying problems with credit markets that have dominated the 3rd quarter of 2008. —Preceding unsigned comment added by 71.105.64.175 ( talk) 16:44, 25 November 2008 (UTC)
From the lead:
That's not credit. That's lending. To lend is "to let out (money) for temporary use on condition of repayment with interest," says my paper dictionary.
The same dictionary defines credit as "financial or commercial trustworthiness" or "time given for payment for goods or services sold on trust." Other definitions involve some form of trust, reliance, or reputation (or refer to the bookkeeping sense of the word: debits and credits or refunds owed a person). A credit card is "a card authorizing purchases on credit." A line of credit is "the maximum credit allowed a buyer or borrower."
While people often say credit when they mean borrowing or debt, we should avoid using it that way, defining it that way, or muddying the water further.
Citations from Merriam Webster's Collegiate Dictionary, Tenth Edition (1993) ( ISBN 0877797080)
Further reading: http://www.livestrong.com/article/72841-difference-between-credit-debt/
Pnm ( talk) 23:38, 15 May 2010 (UTC)
The terms Consumer Credit and Credit Cards get thrown around to a great degree and it should be noted that there is a difference between Consumer Credit Cards and Major Credit Cards. Consumer Credit Cards are typically “store cards”; Major Credit Cards would be VISA, MasterCard, Discover, American Express, etc. According to the major credit bureaus, Consumer Credit Cards will actually drive down your credit score. —Preceding unsigned comment added by STMahlberg ( talk • contribs) 15:09, 5 August 2010 (UTC)
Even though, by transition, "credit" may descend from "credo", I believe it would be more accurate to provide the latin equivalent "creditum" ( https://en.wiktionary.org/wiki/creditum) as the origin of the english word. Elferdo ( talk) 08:16, 12 February 2014 (UTC)
Dr. Rios-Rull has reviewed this Wikipedia page, and provided us with the following comments to improve its quality:
Mechanical definition. Not simple. Credit is a delayed payment. The credit default swap is not the purest form. A loan is. It should also provide some description of what happens if the contract is not honored.
We hope Wikipedians on this talk page can take advantage of these comments and improve the quality of the article accordingly.
Dr. Rios-Rull has published scholarly research which seems to be relevant to this Wikipedia article:
ExpertIdeasBot ( talk) 15:47, 19 May 2016 (UTC)
There is a move discussion in progress on Talk:Credit (disambiguation) which affects this page. Please participate on that page and not in this talk page section. Thank you. — RMCD bot 04:44, 16 December 2017 (UTC)
Credit#History rather bizarrely states "Credit cards became most prominent during the 1900s." An interesting source for history of credit cards is Time's History of Credit Cards: A Brief Overview. See also Credit card#Early charge coins and cards for another historical perspective. Fabrickator ( talk) 05:00, 20 January 2024 (UTC)
![]() | This ![]() It is of interest to the following WikiProjects: | ||||||||||||||||||||||||||||||||||||||||
|
This article was the subject of a Wiki Education Foundation-supported course assignment, between 7 January 2020 and 15 April 2020. Further details are available
on the course page. Student editor(s):
Courtney.neistadt.
Above undated message substituted from Template:Dashboard.wikiedu.org assignment by PrimeBOT ( talk) 18:37, 16 January 2022 (UTC)
Grameen Bank has been nominated to be improved on Wikipedia:This week's improvement drive. Vote for it there if you want to contribute!-- Fenice 10:41, 12 August 2005 (UTC)
Are "auto finance" and "auto finance plans" worth a paragraph?
This article bespeaks none of the horrifying problems with credit markets that have dominated the 3rd quarter of 2008. —Preceding unsigned comment added by 71.105.64.175 ( talk) 16:44, 25 November 2008 (UTC)
From the lead:
That's not credit. That's lending. To lend is "to let out (money) for temporary use on condition of repayment with interest," says my paper dictionary.
The same dictionary defines credit as "financial or commercial trustworthiness" or "time given for payment for goods or services sold on trust." Other definitions involve some form of trust, reliance, or reputation (or refer to the bookkeeping sense of the word: debits and credits or refunds owed a person). A credit card is "a card authorizing purchases on credit." A line of credit is "the maximum credit allowed a buyer or borrower."
While people often say credit when they mean borrowing or debt, we should avoid using it that way, defining it that way, or muddying the water further.
Citations from Merriam Webster's Collegiate Dictionary, Tenth Edition (1993) ( ISBN 0877797080)
Further reading: http://www.livestrong.com/article/72841-difference-between-credit-debt/
Pnm ( talk) 23:38, 15 May 2010 (UTC)
The terms Consumer Credit and Credit Cards get thrown around to a great degree and it should be noted that there is a difference between Consumer Credit Cards and Major Credit Cards. Consumer Credit Cards are typically “store cards”; Major Credit Cards would be VISA, MasterCard, Discover, American Express, etc. According to the major credit bureaus, Consumer Credit Cards will actually drive down your credit score. —Preceding unsigned comment added by STMahlberg ( talk • contribs) 15:09, 5 August 2010 (UTC)
Even though, by transition, "credit" may descend from "credo", I believe it would be more accurate to provide the latin equivalent "creditum" ( https://en.wiktionary.org/wiki/creditum) as the origin of the english word. Elferdo ( talk) 08:16, 12 February 2014 (UTC)
Dr. Rios-Rull has reviewed this Wikipedia page, and provided us with the following comments to improve its quality:
Mechanical definition. Not simple. Credit is a delayed payment. The credit default swap is not the purest form. A loan is. It should also provide some description of what happens if the contract is not honored.
We hope Wikipedians on this talk page can take advantage of these comments and improve the quality of the article accordingly.
Dr. Rios-Rull has published scholarly research which seems to be relevant to this Wikipedia article:
ExpertIdeasBot ( talk) 15:47, 19 May 2016 (UTC)
There is a move discussion in progress on Talk:Credit (disambiguation) which affects this page. Please participate on that page and not in this talk page section. Thank you. — RMCD bot 04:44, 16 December 2017 (UTC)
Credit#History rather bizarrely states "Credit cards became most prominent during the 1900s." An interesting source for history of credit cards is Time's History of Credit Cards: A Brief Overview. See also Credit card#Early charge coins and cards for another historical perspective. Fabrickator ( talk) 05:00, 20 January 2024 (UTC)