Section 156 of the Reserve Bank of New Zealand Act 2021 (the Act) restricts the reproduction of New Zealand banknotes and coins, and all other banknotes and coins if reproduced in New Zealand, to protect the integrity of New Zealand's money, ensure public confidence in the value of currency, and to prevent counterfeiting and imitations.

The Reserve Bank has no objection to the reproduction of its currency as complete on-screen or printed images, for design, educational or illustrative purposes, except when it cannot grant permission for detailed reproduction due to intellectual property reasons. The intellectual property exception covers the image of Elizabeth II, Queen of New Zealand on the obverse of all coins (property of The Crown) and the Pukaki image on the reverse of the 20-cent coin (property of Ngati Whakaue, used by RBNZ with permission).

Permission for reproduction is granted provided that:

• For photographs, drawings, paintings, films and generally for any type of image in which the focus is not the bank notes/coins or reproductions themselves and which do not provide a close-up view of the bank note/coin designs;
• For one-sided reproductions, provided these are more than 125% or less than 75% of both the length and width (or coin diameter) of the respective bank note/coin, irrespective of the material used for the reproduction. Any materials used for coin reproduction must not be metal or metallic like.

Any other uses of the New Zealand type of currency, on Wikipedia or elsewhere, may be copyright infringement. Refer to RBNZ's reproduction criteria for more information.

Additional legal restrictions outside of copyright law including laws regarding counterfeiting may also apply, particularly when this image is used in printed form; RBNZ's reproduction criteria as mentioned above may apply.

Under Section 155 of the Act, the making or issuing any (New Zealand or otherwise) bank note or coin, other than a bank note or coin issued under the Act, is prohibited. Any individual contravening this section shall be liable on conviction for imprisonment not exceeding 3 years, or a fine not exceeding 100,000 NZD.

To the uploader: please ensure the dpi and dimensions/resolution of your image match the abovementioned restrictions. For the purposes of Wikipedia, this is a non-free license, and must be accompanied by a fair use rationale. Fair use //en.wikipedia.org/wiki/File:New_Zealand_20_dollar_note_obverse_series_5.jpg

• used for the purposes of commentary or criticism relating to the image of the currency itself
• where no free equivalent is available or could be created that would adequately give the same information,
• on the English-language Wikipedia, hosted on servers in the United States by the non-profit Wikimedia Foundation,

qualifies as fair use under the copyright law of the United States. Any other uses of this image, on Wikipedia or elsewhere, may be copyright infringement. See Wikipedia:Non-free content for more information. Fair use //en.wikipedia.org/wiki/File:New_Zealand_20_dollar_note_obverse_series_5.jpg

To the uploader: Please add a detailed non-free use rationale for each article the image is used in, which must also declare compliance with the other parts of the non-free content criteria, as well as the source of the work and copyright information. For example non-free use rationales, see Wikipedia:Use rationale examples. This tag should only be used for images of currency only. Do not use it for other purposes. Template:Non-free use rationale currency may be helpful for stating the rationale. To patrollers and administrators: If this image has an appropriate rationale please append |image has rationale=yes as a parameter to the license template.

Do not use this tag if the currency and image in question are known to be either public domain or freely licensed.