Submission declined on 3 January 2024 by Sungodtemple ( talk). This draft's references do not show that the subject qualifies for a Wikipedia article. In summary, the draft needs multiple published sources that are: in-depth (not just brief mentions about the subject or routine announcements) reliable secondary strictly independent of the subject Make sure you add references that meet all four of these criteria before resubmitting. Learn about mistakes to avoid when addressing this issue. If no additional references exist, the subject is not suitable for Wikipedia. If you would like to continue working on the submission, click on the "Edit" tab at the top of the window. If you have not resolved the issues listed above, your draft will be declined again and potentially deleted. If you need extra help, please ask us a question at the AfC Help Desk or get live help from experienced editors. Please do not remove reviewer comments or this notice until the submission is accepted. Where to get help If you need help editing or submitting your draft, please ask us a question at the AfC Help Desk or get live help from experienced editors. These venues are only for help with editing and the submission process, not to get reviews. If you need feedback on your draft, or if the review is taking a lot of time, you can try asking for help on the talk page of a relevant WikiProject. Some WikiProjects are more active than others so a speedy reply is not guaranteed. How to improve a draft Wikipedia:Contributing to Wikipedia – a basic overview on how to edit Wikipedia. Help:Wikitext – how to use the markup Help:Referencing for beginners – how to include references Wikipedia:Article development – how to develop your article Wikipedia:Writing better articles – how to improve your article Wikipedia:Verifiability – make sure your article includes reliable third-party sources You can also browse Wikipedia:Featured articles and Wikipedia:Good articles to find examples of Wikipedia's best writing on topics similar to your proposed article. Improving your odds of a speedy review To improve your odds of a faster review, tag your draft with relevant WikiProject tags using the button below. This will let reviewers know a new draft has been submitted in their area of interest. For instance, if you wrote about a female astronomer, you would want to add the Biography, Astronomy, and Women scientists tags. Add tags to your draft Editor resources Find sources:  Google ( books · news · scholar · free images · WP refs) · FENS · JSTOR · TWL Easy tools: Citation bot ( help) | Advanced: Fix bare URLs Declined by Sungodtemple 4 months ago. Last edited by Citation bot 2 months ago. Reviewer: Inform author. Resubmit Please note that if the issues are not fixed, the draft will be declined again.

Submission declined on 3 January 2024 by Qcne ( talk). This draft's references do not show that the subject qualifies for a Wikipedia article. In summary, the draft needs multiple published sources that are: in-depth (not just brief mentions about the subject or routine announcements) reliable secondary strictly independent of the subject Make sure you add references that meet all four of these criteria before resubmitting. Learn about mistakes to avoid when addressing this issue. If no additional references exist, the subject is not suitable for Wikipedia. Declined by Qcne 4 months ago.

Submission declined on 2 June 2023 by Robert McClenon ( talk). This draft's references do not show that the subject qualifies for a Wikipedia article. In summary, the draft needs multiple published sources that are: in-depth (not just brief mentions about the subject or routine announcements) reliable secondary strictly independent of the subject Make sure you add references that meet all four of these criteria before resubmitting. Learn about mistakes to avoid when addressing this issue. If no additional references exist, the subject is not suitable for Wikipedia. This submission appears to read more like an advertisement than an entry in an encyclopedia. Encyclopedia articles need to be written from a neutral point of view, and should refer to a range of independent, reliable, published sources, not just to materials produced by the creator of the subject being discussed. This is important so that the article can meet Wikipedia's verifiability policy and the notability of the subject can be established. If you still feel that this subject is worthy of inclusion in Wikipedia, please rewrite your submission to comply with these policies. Declined by Robert McClenon 11 months ago.

Submission declined on 4 May 2023 by Idoghor Melody ( talk). This submission is not adequately supported by reliable sources. Reliable sources are required so that information can be verified. If you need help with referencing, please see Referencing for beginners and Citing sources. Declined by Idoghor Melody 12 months ago.

• Comment: PR and routine business activities are not proof of notability, read the links above. Please do not remove previous reviews. Sungodtemple ( talk • contribs) 17:24, 3 January 2024 (UTC)

• Comment: I am declining this for the exact same reason as Robert McClenon did back in June. You didn't bother to make any improvements? Qcne (talk) 15:09, 3 January 2024 (UTC)

• Comment: This draft is written from the viewpoint of the company, focusing on what the company says about itself. Corporate notability is based on what independent reliable sources have written about the subject.
  Not every business corporation is notable, and this draft does not establish corporate notability. You may ask for advice about corporate notability at the Teahouse. Robert McClenon ( talk) 15:40, 2 June 2023 (UTC)

Retail Capital LLC (dba Credibly), founded in 2010 in Michigan by Ryan Rosett and Edan King, offers financing to small- and medium-sized businesses (SMBs). It has offices in Michigan, Arizona, and New York

History

Credibly was founded after the 2008 financial crisis as a joint venture with Crestmark Bank, member FDIC. The company initially focused on offering merchant cash advances.

In 2014, Retail Capital LLC received an investment from private equity firm Flexpoint Ford, and opened its New York office that same year. They also expanded their headquarters in Troy, Michigan. ^[1] .

In 2015, Retail Capital LLC rebranded as Credibly, expanding its product portfolio to include working capital loans and business expansion loans ^[2]. The company also opened an office in Arizona.

Credibly also started a partnership with the Small Business Association of Michigan ^[3] to support small businesses in 2015.

In 2017, Credibly repositioned its WebBank loan origination program to offering loans directly through Credibly. The financing company also expanded business into servicing third-party receivables portfolios through its affiliate Specialty Asset Servicing, after winning the right to service the $250 million BizFi MCA portfolio ^[4]. That same year, Credibly hit the annual volume of $200 million ^[5] in merchant financing.

In 2018, the company announced ^[6] the securitization of its loan portfolio.

In 2021, Credibly announced its second asset-backed security in SMB lending ^[7] (ABS), up to $200 million. This was the first ABS within the SMB lending space since the beginning of the COVID-19 pandemic.

In 2022, Credibly refinanced a $10 million Corporate Note into a five-year term ^[8].

In 2023, Credibly announced funding over $3 billion for merchants. They also announced a partnership with Green Dot to offer business banking services ^[9]

References